Welcome to Money Minded 247 (“we,” “us,” “our,” or the “Company”). These Terms of Use (“Terms”) govern your use of the website located at moneyminded247.com (“Website”) and all related services, content, and features provided by Money Minded 247 (collectively, the “Services”). By accessing or using the Website and Services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our Website or Services.
1. Acceptance of Terms
By using the Website and Services, you agree to be bound by these Terms. You must be at least 12 years old to use our Services. If you are using our Services on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.
2. Changes to Terms
Money Minded 247 reserves the right to modify, amend, or update these Terms at any time without prior notice. We will notify users of any significant changes, but it is your responsibility to regularly review these Terms for updates. Continued use of the Website and Services after changes are posted constitutes your acceptance of the modified Terms.
3. User Accounts
To access certain features of the Website and Services, you may need to create a user account. You are solely responsible for maintaining the confidentiality of your account information, including your username and password. You are responsible for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
4. Content
a. User-Generated Content: Money Minded 247 may allow users to submit or upload content, such as comments, reviews, or other information. By submitting content to our Website, you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.
b. Prohibited Content: You agree not to post, upload, transmit, or share any content that is harmful, offensive, infringing, unlawful, or violates the rights of others. Money Minded 247 reserves the right to remove or block any content that violates these Terms.
5. Intellectual Property
All content and materials on the Website and Services, including but not limited to text, graphics, logos, images, videos, software, and trademarks, are owned by Money Minded 247 or its licensors and are protected by intellectual property laws. You may not use, reproduce, or distribute any content from our Website without our prior written consent.
6. Prohibited Activities
You agree not to:
a. Use the Website or Services for any illegal or unauthorized purpose.
b. Access, use, or attempt to access or use any other user’s account or information.
c. Engage in any activity that could harm, disrupt, or overload our Website or Services.
d. Use any automated means, including bots, to access or interact with our Website.
e. Collect or store personal information from other users without their consent.
f. Engage in any activity that violates these Terms or applicable laws.
7. Disclaimers
a. No Financial Advice: Money Minded 247 provides information related to money-making ideas, but we do not provide financial or investment advice. You should seek professional advice before making financial decisions.
b. No Warranty: We make no warranties or representations regarding the accuracy, completeness, or reliability of the information on our Website. Your use of our Website and Services is at your own risk. Read our Detailed Disclaimer.
8. Limitation of Liability
In no event shall Money Minded 247 or its affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Website or Services.
9. Contact Information
If you have any questions or concerns about these Terms or our Services, please contact us at legal@moneyminded247.com
By using Money Minded 247, you acknowledge that you have read, understood, and agreed to these Terms of Use.